How to Make Sure That Your Medical Records Don't Lead to a Claim Denial
Posted on: 5 March 2021
The car accident settlement that you receive will be partially based on the amount of evidence that you bring forward when you are filing a claim against the insurance provider of the at-fault driver. You will not only be able to prove that you were actually injured but you will be able to more easily negotiate a larger settlement.
After the Car Accident
You will want to receive medical treatment immediately after your car accident. Not only will this help lead to a better outcome but the medical treatment you receive will also help ensure that you are able to prove the extent of your injuries and that your injuries are the result of the accident.
If you do not have substantial medical evidence, this might be used as a reason to argue that your injuries are the result of a pre-existing condition or that you are not as injured as you claim. An auto accident attorney can guide you through obtaining your medical records so your settlement will not be hurt.
The Process of Obtaining Your Medical Records
You do not have to order all of your medical records. This is expensive, and the insurance provider will want to search through your medical records for evidence of a pre-existing condition. Fortunately, an auto accident lawyer can order your medical records for you and can make sure that the records ordered are those that will help your case.
Finding the right medical records can be time-consuming because your attorney must read through a large number of medical documents to make sure that nothing important is left out. If your medical records leave important information out, you may not be able to build a strong case for why you believe you were injured. Also, your attorney may discover a mistake that your doctor made and that needs to be corrected. After your doctor redacts an incorrect medical record, you will be able to send the redaction to the insurance adjuster.
When the Insurance Provider Claims That the Records Are Fake
If the insurance adjuster insists that the records are fake, this problem can be prevented by having the custodian of the medical records sign that the medical records are correct and true under the penalty of perjury. This is useful if your case goes to trial in case your doctor cannot attend. Regardless of where your case goes, you'll be in better shape with solid medical records. Talk to an auto accident lawyer for more guidance.
Share